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I know a lot of us use our phones to answer calls, play games, take videos, and so on. But iPhone can be a very powerful task manager as long as you have the right apps installed on your phone. Apple has been positioning iPhone and iPod Touch as a handheld computer, and it is absolutely the right call. So if you have a handheld pocket computer in your hands, why not use it to become more productive. If you have trouble keeping up with your tasks, here are 10 to-do iPhone apps you should try:

Smart Time: it’s a calendar and a killer to do list application for iPhone. This app is truly unique as it comes with a patent-pending solution that helps you organize your life more effectively.

ToDo: a very straight forward to do application for iPhone that lets you manage your tasks and keep up with your projects. What I like about it is that it’s very simple to get a hang on.

Satchel: a native client for Backpack that lets you manage all your tasks on your iPhone easily. It’s very powerful and while you’ll have to create an account online, the app offers a ton of features.

All in Notes: a multimedia to do list application for iPhone. So you are not just limited to text to do lists. You can also leave yourself with voice messages and so on.

Toodledo: a very intuitive application for managing your tasks on iPhone. Very graphical and easy to follow. So you won’t lose track of your tasks no matter how many of them you have to deal with.

To-Do-List: as the name suggests, it’s a task management tool that lets you manage your lists easily on your Phone. Very different interface from the above apps, but easy to use at the same time. Audible alerts are a plus.

Bill Minder: a very cool to do application made specifically for your bills. So you won’t forget those bills and your credit won’t suffer because of it.

Nuvi Do: another simple task manager for iPhone that keeps track of your tasks and lets you know when you are being late for a specific task.

Voice Memo Recorder: who needs a task manager when you can record voice memos? You can do all kinds of things to your memos, including prioritizing them.

Packing: if you are planning to take a trip or go on a vacation, you are going to love this app. If you are anything like me and forget your adapters and other small items, this is a must have app.

10 cool applications that give you a hand with your tasks. If you want to stay organized and get things done on time, these apps come in handy.